|
Privacy Policy for Online Banking - RiverBend
Bank
RiverBend Bank is committed to providing the
highest level of security and privacy regarding the collection and use of
our online banking customers’ personal information, as well as that of all
visitors to our web site. Personal information may be collected
through your submission of feedback or email, and, as we continue to add
more services, information will be gathered from account applications,
loan applications, online banking transactions, or use of calculators.
A detailed description of our Online Banking Privacy Policy is provided
below.
Respect of Right to Privacy
RiverBend Bank respects your right to privacy and takes great
precaution to provide you with the same level of privacy online that you
receive through our traditional offline banking services.
Collection and Use of Personal Information
The collection of personal information online is
designed to protect access to your personal accounts and to assist the
bank in providing you with the products and services you want and need.
All personal information collected and stored by the bank is used for
specific business purposes-to protect and administer your personal
accounts and transactions, to comply with state and federal banking
regulations, and to help the bank better understand your financial needs
in order to design or improve our products and services. Online account
applications will be encrypted and submitted to a secure administration
site through a direct line to the bank. Only approved personnel may open
and process an application. An audit trail will be maintained to identify
any employee who has accessed and modified your personal information.
Access to your information will require an approved user name and unique
password by the employee requesting access, thereby limiting access to
only those bank personnel with a business reason for the
access.
Third-Party Disclosure Restrictions
Personal information may be supplied to a third party in order
to process a customer transaction: at the customers request; if the
disclosure is required or allowed by law, such as exchange of information
with reputable reporting agencies, subpoena, or the investigation of
fraudulent activity, etc.; for marketing purposes with the customers
prior knowledge and approval, with the customer having been given a
specific opportunity to decline. RiverBend Bank requires any third
party to whom personal information is supplied to also strictly adhere to
a similar privacy policy.
Disclosure of Privacy Policies
If you require more information regarding RiverBend
Bank's Online Banking Privacy Policy,
|