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Deposit Accounts

Certificates of Deposit

Certificates are available at varying maturities.  Rates offered are based on current money market conditions as determined by management of the bank and are adjusted weekly.

Interest rates paid on our Interest Bearing Accounts may be obtained by calling our New Accounts department at:

Toll free: 1- 800 - 869 - 9598
or
817- 284 - 9598

 

Tommy Walling
Executive Vice President and Cashier

Money Market Account: (Minimum deposit to open $2,500.00)

Minimum Balance charge

$0.00 - $2499.00 .................

$10.00

$2,500.00 and over..............

no charge

0 - 6 withdrawals per month.......................

Free

Debbie Abernathy
Assistant Vice President

7 and over.........................

$15.00 each

 

Savings Account (Minimum deposit to open: $200.00)

Minimum Balance charge

$0.00 - $199.99.............................. $2.00 per month
$200.00 and over............................ no charge
Over three withdrawals per quarter..... $2.00 per instance
   
   

Iva Heath
Vice President

Commercial Checking Account (Minimum deposit to open:  $200.00)

Analysis Formula

$10.00 per month maintenance charge.
.20 per check or debit

.10 per deposit or credit

.06 per item in deposit

An appropriate earnings credit rate is applied to the average investable balance each month based on current T-bill rates.

ATM Transactions

 
Any on premise transaction Free
Monthly maintenance fee $1.50
Any transaction off premise:
Bank Cash withdrawal $1.00 each
Transfer $1.00 each
Balance inquiry $1.00 each
Card issuance fee $7.00
Reissue Card $7.00