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Consumer Loans

 


Rik Cuevas, Vice President

General Lending Guidelines

Loan approvals are based on, but not limited to the following:

  
Deposit relationship.
    Collateral value as established by the bank.
    Insurability of collateral.
    Credit worthiness as determined by the bank.


Download Consumer Loan Application
 

Automobile
U

New and Used Auto Loans at competitive rates.

Pre-approval available.  Get your OK before you shop.

Financing available for up to 60 months on new automobiles.

 


 

 


Becky Cloud
Secretary

Home Improvement
.
  Loans are available secured by a second lien on your equity in your home  based on 85% of the appraised value.

Personal Loans - Unsecured and Secured
 

 

Unsecured small loans for personal use or to make purchases of items with no collateral value for the bank.

Larger loans secured by personal goods or equipment on which a collateral value can be established in order for the bank to take a security interest.
 


Mortgage Loans
 
 

We are an approved lender with a number of Mortgage Investors.  This allows us to shop for and obtain the most competitive rates and terms for your loan.

Our mortgage loan originators are personable and knowledgeable lenders who will take the time to match the best mortgage product to your individual needs.  At RiverBend your mortgage request is handled on the same friendly, we care, one on one basis, by a real face to face person, that you experience in our other banking services.
 

 

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